Bank Spółdzielczy Ziemi Piotrkowskiej w Piotrkowie Trybunalskim

Bank Spółdzielczy Ziemi Piotrkowskiej w Piotrkowie Trybunalskim is a Polish cooperative bank serving customers in Piotrków Trybunalski and the surrounding area. It operates under Polish banking regulations with supervision by the Komisja Nadzoru Finansowego, and deposits are protected by the Bankowy Fundusz Gwarancyjny up to the statutory limit per depositor. The bank offers standard retail and business services, including current and savings accounts, term deposits, debit cards, cash services, domestic transfers via the KIR Elixir system, standing orders, direct debits, and selected international transfers, including SEPA euro payments where applicable. Lending ranges from consumer cash loans and overdrafts to mortgage-backed financing and credit facilities for micro and small businesses, farmers, and local institutions, with pricing and availability based on the bank’s credit policy and prevailing market benchmarks. Remote channels are available for account management and payments with strong customer authentication, and card transactions are supported by 3D Secure. As a cooperative, the institution is owned by its members, who hold shares and voting rights, and it maintains a local branch and outlet network aligned with its regional focus. The bank participates in national payment infrastructure and provides PSD2-compliant interfaces for licensed third parties. Product terms, fees, and interest rates are set in the bank’s tariff and schedules and may vary by customer segment and channel.