Bank Spółdzielczy w Tyczynie

Bank Spółdzielczy w Tyczynie is a Polish cooperative bank headquartered in Tyczyn that operates under the Banking Law and Cooperative Law, is supervised by the Polish Financial Supervision Authority (KNF), and participates in the statutory deposit guarantee scheme of the Bankowy Fundusz Gwarancyjny (BFG), which secures eligible deposits up to the equivalent of 100,000 EUR per depositor. The institution focuses on retail, agricultural, and micro/SME clients in its local area, offering standard products such as current and savings accounts, term deposits, debit cards, consumer and housing loans, as well as business accounts and working-capital or investment financing. Service is delivered through a small local branch network complemented by remote channels, including internet and mobile banking that support domestic transfers, standing orders, and basic card management; foreign transfers are available subject to fees and cut-off times. Fees, commissions, and interest conditions are defined in the bank’s publicly available tariff (TOiP) and interest rate tables, with costs varying by product, channel, and customer profile. Digital access follows PSD2 requirements for strong customer authentication and open banking interfaces. As a cooperative, the bank’s ownership is based on member shares and governance through a general meeting, while capital, liquidity, and risk management are maintained in line with KNF regulations. Prospective customers should review the latest tariff, product regulations, and eligibility criteria before opening accounts or applying for credit.