Bank Spółdzielczy w Strzegowie

Bank Spółdzielczy w Strzegowie is a Polish cooperative bank based in Strzegowo (Masovian Voivodeship), operating under the Banking Law and the Act on the functioning of cooperative banks, their associations, and associating banks. It is owned by members under the cooperative model and governed locally through statutory bodies. The bank is supervised by the Polish Financial Supervision Authority (Komisja Nadzoru Finansowego), and deposits are protected by the Bank Guarantee Fund (Bankowy Fundusz Gwarancyjny) up to the equivalent of EUR 100,000 per depositor per bank. The product set typically covers PLN current accounts for individuals and businesses, savings accounts, term deposits, payment cards, domestic transfers processed via KIR’s Elixir system, and lending to households, small firms, and the agricultural sector (including working-capital and investment loans). Service delivery relies on local branches and remote channels such as internet banking and phone support; cut-off times for transfers follow Elixir settlement sessions and may affect posting timelines. Pricing and conditions are set out in the bank’s Tariff of Fees and Charges and Interest Rate Table, with separate documents for retail and business clients; rates and fees are subject to change. The bank is required to comply with PSD2 open-banking access, AML/KYC rules, and consumer-protection regulations. Its geographic focus is local, which influences distribution, underwriting, and service hours. Clients should verify current terms and any channel-specific limitations before use.