Bank Spółdzielczy w Niedrzwicy Dużej

Bank Spółdzielczy w Niedrzwicy Dużej is a Polish cooperative bank serving individuals, farmers, micro and small businesses, and local government units in Niedrzwica Duża and surrounding areas. The institution provides standard retail and SME banking: current and savings accounts, term deposits, domestic and foreign transfers, payment cards, cash services, and loans including consumer, mortgage, working-capital, and investment financing. Variable-rate lending typically uses a market benchmark plus a margin, while fees and interest conditions are set out in the bank’s tariff and rate tables. Online and mobile banking support everyday operations such as payments and account management, with account opening and credit decisions handled in branch subject to identification and creditworthiness requirements. As a cooperative, the bank is owned by members holding participation shares under statutory governance; participation shares are not deposits and are not covered by the guarantee scheme. Deposits are protected by the Bank Guarantee Fund (BFG) up to the equivalent of EUR 100,000 per depositor, per bank, and the institution operates under the supervision of the Polish Financial Supervision Authority (KNF). The branch footprint is local; access to ATMs and specific card features depends on the card program. Customers should review the current tariff, interest schedules, and product regulations to assess pricing, limits, and service scope.