Bank of America Europe Designated Activity Company Zweigniederlassung Frankfurt am Main

Bank of America Europe Designated Activity Company Zweigniederlassung Frankfurt am Main is the German branch of Bank of America Europe DAC, an Irish-authorized credit institution used by the group to serve clients in the European Economic Area and expanded as part of post‑Brexit restructuring. The Frankfurt branch primarily serves corporate and institutional clients with services such as corporate and investment banking, financing, markets execution, cash management, and risk management solutions; it does not offer consumer retail banking in Germany. The branch is not a separate legal entity, so clients contract with Bank of America Europe DAC via its Frankfurt office and prudential capital is held at the head-office level. Bank of America Europe DAC is authorized and supervised by the Central Bank of Ireland; the Frankfurt branch operates under EU passporting and is subject to host-state requirements and oversight in Germany, including conduct supervision by BaFin and reporting to Deutsche Bundesbank. Where eligible deposits are accepted, coverage is provided by Ireland’s Deposit Guarantee Scheme up to €100,000 per depositor per institution, and certain investment business may fall under Ireland’s Investor Compensation Scheme, subject to scheme rules and exclusions; the branch is not covered by German deposit guarantee schemes. Activities are conducted under EU frameworks such as CRR/CRD, MiFID II, and EMIR, alongside applicable German law. Pricing and terms are negotiated with clients rather than set out in public retail fee schedules. Bank of America Europe DAC publishes audited financial statements and Pillar 3 disclosures, and statutory details for the Frankfurt branch can be found in relevant Irish and German registers and on the firm’s website. Client onboarding and AML/KYC follow group policies aligned with EU and Irish requirements, and complaints are handled by the firm in the first instance with possible escalation to the Irish Financial Services and Pensions Ombudsman, subject to eligibility, or submission of supervisory complaints to German authorities.