BANCO L.J. CARREGOSA, SA

BANCO L.J. CARREGOSA, SA is a Portuguese private bank with roots in a 19th‑century brokerage house and a full banking license obtained in the late 2000s, operating under the supervision of Banco de Portugal and the Portuguese Securities Market Commission (CMVM). The institution focuses on private banking, wealth management, and investment services, offering current and savings accounts, term deposits, securities custody, discretionary and advisory portfolio management, investment funds, and access to equities, ETFs, bonds, and listed derivatives on domestic and international markets; it also operates the GoBulling online trading platform for self-directed investors. The service model is oriented to affluent and professional clients, with a limited physical footprint concentrated in key Portuguese cities and a reliance on digital channels for execution and reporting, including strong-customer-authentication flows aligned with EU PSD2 requirements. Pricing is published via schedules that distinguish by market and instrument, with typical components such as brokerage commissions, exchange and clearing fees, custody charges, and pass-through costs on corporate actions and foreign assets; private banking mandates may carry advisory or management fees and minimum investment thresholds. Euro payments are processed through SEPA, and international transfers are available via SWIFT. Eligible deposits are covered by the Portuguese Deposit Guarantee Fund up to €100,000 per depositor, while certain investment services fall under the national Investor Compensation Scheme subject to statutory limits. Account opening is available to residents and non-residents subject to due diligence, MiFID II suitability assessment, and standard anti‑money‑laundering checks; product availability and risk disclosures depend on client categorization and jurisdiction.