BANCA DI CREDITO COOPERATIVO DI AVETRANA - SOCIETA' COOPERATIVA

BANCA DI CREDITO COOPERATIVO DI AVETRANA - SOCIETA’ COOPERATIVA is a local Italian cooperative credit institution based in Avetrana (Taranto, Apulia) operating primarily in its home territory through branches and ATMs and offering standard retail and small-business banking. As a BCC, it is part of the Gruppo Bancario Cooperativo Iccrea framework and is subject to Italian and EU banking regulation and supervisory oversight. The bank’s core products include current accounts, savings and time deposits, domestic and international payments (SEPA and SWIFT), debit/credit/prepaid cards, online and mobile banking, mortgages, personal loans, and financing for micro and small enterprises; merchant services, POS and e-commerce acquiring, and cash management solutions are available through group platforms. Investment and insurance distribution typically occur via group and third‑party partners, covering funds, government and corporate bonds, life policies, and pension products; these are not covered by deposit protection and carry market and credit risk. Deposits are protected up to €100,000 per depositor under the Fondo di Garanzia dei Depositi del Credito Cooperativo, consistent with EU rules; the bank also operates within the institutional protection mechanisms of its cooperative group. Governance follows the cooperative model (one member, one vote), with admission and shareholding requirements defined by the bylaws; membership may provide access to specific conditions where applicable. Pricing is set out in the Fogli Informativi, the Fee Information Document, and other transparency documents, with total costs depending on account type, channel usage, and optional services. KYC/AML checks, PSD2 strong customer authentication, and GDPR-compliant data handling apply to onboarding and ongoing account operations. Services are delivered through local branches, remote channels, and customer support, with eligibility and documentation requirements varying by product and client profile.