BANCA DEL VALDARNO - CREDITO COOPERATIVO - SOCIETA' COOPERATIVA

BANCA DEL VALDARNO – CREDITO COOPERATIVO – SOCIETA’ COOPERATIVA is a regional Italian cooperative bank operating in the Valdarno area of Tuscany, focused on retail clients, small and mid-sized businesses, agriculture, and the third sector. As a cooperative, it is owned by its members on a one-member-one-vote basis and typically requires the purchase of cooperative shares to join; members may access specific governance rights and, where applicable, member-focused products. The bank offers standard Italian retail and SME services: current and savings accounts, domestic and SEPA payments, debit and credit cards (including PagoBANCOMAT and cards issued via the BCC network), cash management, mortgages and personal loans, SME financing (including support for artisans and agriculture), leasing and factoring via group partners, investment services and funds under MiFID rules, and bancassurance products commonly distributed within the BCC system. Digital banking is provided through the cooperative banking group’s platforms (online and mobile), with Strong Customer Authentication under PSD2 and 3‑D Secure for cards; ATM access is via national circuits. BANCA DEL VALDARNO is part of the Gruppo Bancario Cooperativo Iccrea, which supplies centralized risk management, ICT, and compliance frameworks; the group is subject to consolidated prudential supervision under Italian and EU rules. Deposits are protected by the Fondo di Garanzia dei Depositi del Credito Cooperativo up to EUR 100,000 per depositor, in line with EU directives, and pre-contractual transparency is provided through the standard Foglio Informativo and related documentation required by the Bank of Italy. The bank’s operating model is branch-centric with a local footprint, which can benefit customers located in its catchment area while offering a narrower geographic presence than nationwide banks; specialized products are generally delivered via group entities. Pricing, eligibility, and conditions vary by product and are published in the official information sheets; prospective customers should review those documents and, for cooperative membership, the terms related to share subscription and withdrawal.