BANCA DEL CERESIO SA

Banca del Ceresio SA is a Swiss private bank headquartered in Lugano, supervised by FINMA and participating in the esisuisse depositor protection scheme. Its business centers on wealth and asset management for private and institutional clients, with services that include discretionary and advisory mandates, custody and execution, access to in-house and third‑party funds, and portfolio construction within the broader Ceresio Investors group, which also includes regulated entities in Italy such as Ceresio SIM. The bank provides multi‑currency accounts, securities brokerage across major markets, foreign exchange, and distribution of collective investment schemes; credit is generally provided on a secured basis (e.g., Lombard lending), with mortgages considered subject to collateral and internal policy. It targets high‑net‑worth individuals, families, family offices, and institutions, and can act as custodian for external asset managers. Onboarding is subject to Swiss KYC/AML requirements and cross‑border restrictions; this is not a mass‑market retail offering and meaningful investable assets are typically required. Pricing is negotiated by mandate and may include management and custody fees, transaction charges, and, where applicable, performance fees on specific products; a public tariff is not standard for this segment. Client assets are exposed to market, currency, liquidity, counterparty, and operational risks; cash deposits are protected up to CHF 100,000 per client per bank under Swiss rules, while securities are held in custody and are not part of the bank’s balance sheet. Delivery is relationship‑manager led, with reporting and e‑banking tools available but not positioned as a standalone digital proposition. Prospective clients should assess cross‑border tax and legal implications, documentation requirements, and total cost of ownership, and compare terms with other Swiss private banks and international wealth managers.