ZIRAAT BANK INTERNATIONAL AKTIENGESELLSCHAFT

Ziraat Bank International Aktiengesellschaft is a German banking institution headquartered in Frankfurt am Main and operates as a wholly owned subsidiary of T.C. Ziraat Bankası A.Ş. of Turkey. It offers retail and corporate banking with an emphasis on trade finance and payment services linking Germany, the wider EU, and Turkey. The product set typically includes current and savings accounts, term deposits, debit cards, consumer and commercial lending, letters of credit and guarantees, cash management, and cross-border transfers; SEPA euro payments and foreign-currency transactions are supported, and customers can access services via online and mobile banking. The bank serves individuals, SMEs, and corporates, including clients with ties to Turkey, with services commonly available in German, Turkish, and English. Ziraat Bank International AG is authorized and supervised by the Federal Financial Supervisory Authority (BaFin) and the Deutsche Bundesbank. Eligible deposits are protected under Germany’s statutory deposit guarantee scheme up to EUR 100,000 per depositor. Fees, interest rates, and product eligibility are set out in the bank’s published schedule of prices and conditions and can vary by account type and customer profile. Compared with large universal banks, the branch footprint and breadth of ancillary services are more limited, and international transfers and foreign exchange may involve fees and spreads. The proposition suits straightforward euro banking and corridor-specific trade finance needs, while customers seeking extensive branch networks or bundled services may compare alternatives among larger domestic providers.