UBS EUROPE SE, Luxembourg Branch

UBS Europe SE, Luxembourg Branch is the Luxembourg outpost of UBS Europe SE, a CRR credit institution incorporated in Germany and part of UBS Group AG. The branch focuses on wealth management and investment services for high- and ultra-high-net-worth clients, family offices, and select institutions, offering discretionary and advisory portfolio management, custody and execution, multi-currency cash and term deposit accounts, Lombard and other secured lending, foreign exchange, fixed income and equity trading, structured products, and access to UBS Asset Management funds; it is not positioned as a mass-market retail bank. Accounts are typically operated in multiple currencies with SEPA and cross-border payment capabilities, and clients use UBS’s e-banking and mobile channels with multi-factor authentication alongside relationship-manager coverage. As a passported EU branch, prudential supervision is exercised by the European Central Bank in cooperation with BaFin (Germany), with the Luxembourg Commission de Surveillance du Secteur Financier (CSSF) overseeing local conduct-of-business and AML/CTF rules. Eligible deposits held at the Luxembourg Branch fall under Germany’s statutory Deposit Guarantee Scheme (Entschädigungseinrichtung deutscher Banken) up to EUR 100,000 per depositor; investment services are covered by the German investor compensation scheme (EdW) up to 90% of a claim, capped at EUR 20,000, in line with EU rules. Services are provided under MiFID II, PRIIPs, and GDPR frameworks, with client categorization, suitability/appropriateness assessments, best execution, and cost disclosures standard; CRS and FATCA reporting applies where relevant. Onboarding is subject to know-your-customer and source-of-wealth documentation and may be restricted by residence or product rules; fee schedules are typically negotiated and may include custody, advisory/mandate, and transaction charges. Investments involve risk, including potential loss of capital, and deposit and investor protection limits apply only to eligible clients and products.