Sparkasse Landshut

Sparkasse Landshut is a public-law savings bank serving the city and district of Landshut in Bavaria and operates within the Sparkassen-Finanzgruppe. Its offering covers retail and business banking with fee-based current accounts (Girokonten), savings and term deposits, debit cards (Sparkassen-Card/girocard with contactless functionality and support for Apple Pay and Google Pay) and optional Visa or Mastercard credit or co-badged debit cards, consumer loans and mortgages, and financing solutions for SMEs and public-sector clients including access to KfW programs. Investment and securities services are provided via group partners such as DekaBank and the Sparkassen brokerage, building society products through LBS, and insurance distributed in cooperation with Sparkassen-affiliated insurers in Bavaria (Versicherungskammer Bayern). Customers can use a regional branch network alongside online banking and the Sparkasse mobile app, with authentication via pushTAN or chipTAN and Strong Customer Authentication under PSD2; SEPA payments, standing orders, SEPA instant transfers where available, and 3D Secure (S-ID-Check) for card transactions are supported. Cash services are available at branches and through the nationwide Sparkassen ATM network; withdrawals are generally free within that network, with fees possible at non-network ATMs and abroad. Account opening is offered in-branch and typically online using video identification; eligibility, included services, and pricing depend on the account model and customer profile. International transfers are handled via SEPA and SWIFT, with fees and FX margins determined by the chosen product. Sparkasse Landshut is supervised by BaFin and the Deutsche Bundesbank and participates in the institutional protection scheme of the Sparkassen-Finanzgruppe; statutory deposit insurance up to 100,000 euros per depositor under German law also applies. Branch availability, safe deposit boxes, and other ancillary services vary by location, and interest rates and fees are subject to change; current conditions are published by the bank.