Sparkasse Bregenz Bank Aktiengesellschaft

Sparkasse Bregenz Bank Aktiengesellschaft is a regional Austrian savings bank based in Bregenz, Vorarlberg, operating under a universal banking license and supervised by the Austrian Financial Market Authority and the Oesterreichische Nationalbank. As part of the Austrian Sparkassen group, it participates in the group’s institutional protection scheme, which is designed to support member institutions but does not replace statutory deposit protection. The bank provides retail and business banking services including current and savings accounts, domestic and SEPA payments, cards, consumer and mortgage lending, and basic investment and securities brokerage subject to MiFID II rules; for companies it offers accounts, payments, financing, and cash management services, with specialist products often arranged through group or external partners. Service is delivered through local branches in the region, online and mobile banking channels, and access to Austria’s Bankomat ATM network. Pricing is structured via account and service packages with published fees and conditions; credit products are subject to underwriting, collateral, and variable or fixed interest terms as specified in contracts. Deposits are covered by Austria’s statutory deposit guarantee scheme (Einlagensicherung AUSTRIA Ges.m.b.H.) up to EUR 100,000 per depositor per bank, with temporary higher coverage possible in defined cases under applicable law. Cross‑border payments outside SEPA, securities transactions, and currency services are available within regulatory limits and may involve additional fees and risks disclosed in the bank’s schedule of conditions.