RTE Credit Union Limited

RTE Credit Union Limited is a member-owned cooperative in Ireland that primarily serves individuals within the common bond associated with Raidió Teilifís Éireann (RTÉ), including employees, retirees, and eligible family members. It provides core credit union services such as share-based savings and personal lending, typically including categories like car, home improvement, and education, and may also offer loans secured against members’ savings; rates, terms, and maximum loan amounts depend on underwriting, affordability assessments, and regulatory limits. Members can generally save and repay via payroll deduction (where available), electronic transfers, standing orders, and in-office payments, and the credit union offers remote access through online services for account information and loan applications, though the exact features and channels should be confirmed directly. Governance operates on a one-member-one-vote basis, and any annual dividend on shares or loan interest rebate is discretionary and dependent on surplus. RTE Credit Union Limited is regulated by the Central Bank of Ireland, and eligible deposits are covered by the Deposit Guarantee Scheme up to €100,000 per person per institution. Membership is restricted by common-bond rules, so prospective applicants should verify eligibility, required documentation, current rates, and fees on the official website before applying.