Raiffeisenkasse Blindenmarkt eGen

Raiffeisenkasse Blindenmarkt eGen is a regional cooperative bank based in Blindenmarkt, operating within the Raiffeisen banking group in Austria and supervised under Austrian law by the Financial Market Authority and the OeNB, with eligible deposits covered up to EUR 100,000 per person by the statutory deposit guarantee scheme. As a local Raiffeisenkasse, it focuses on retail and small to mid-sized business clients, providing current accounts with card access, domestic and SEPA payments, savings and term deposits, consumer loans, mortgages, and financing for self-employed, SME, and agricultural customers. Securities services are available through custody accounts and access to investment funds and exchange-traded instruments offered via the group’s distribution channels, while insurance products are typically mediated through partner insurers; all investment and insurance products carry risk and are not covered by deposit protection. Digital banking is delivered via the group’s online and mobile platforms with strong customer authentication for payments, and the bank supplements this with branch-based advisory and standard cash services; remote account opening and availability of specific digital features can depend on customer residency and identification requirements. Business customers can obtain cash management, payment acceptance solutions, and leasing or factoring through group companies, subject to separate contracts and pricing. Pricing follows published tariff lists and product conditions, commonly including monthly account maintenance fees, card and ATM terms, and charges for cross-border or foreign-currency services; interest rates on deposits and loans are variable or fixed depending on product, with variable-rate lending often linked to market reference rates such as EURIBOR and subject to repricing risk. As an eingetragene Genossenschaft, customers may be able to become members by subscribing cooperative shares, which are distinct from deposits and governed by the statutes; membership rights and any distributions are not guaranteed. The institution is bound by PSD2 and consumer-protection rules, provides standardized pre-contractual information for credit and investment products, and participates in sectoral complaint and mediation frameworks; prospective and existing clients should review the latest price lists, product sheets, and eligibility criteria before engaging services.