Raiffeisenbank Tux eGen

Raiffeisenbank Tux eGen is a regional cooperative bank based in Tux, Tyrol, operating within the Raiffeisen Banking Group Austria. It focuses on retail and small-business banking, offering current accounts, savings accounts, term deposits, payment services, debit cards, and lending products such as overdrafts, consumer loans, and mortgages. Business clients typically have access to account packages, payment acceptance solutions, and financing for working capital and investment needs. Digital access is provided via the group’s online and mobile banking (commonly branded Mein ELBA), covering account management, SEPA transfers, standing orders, direct debits, e-documents, and card controls; international payments are available via SWIFT. Cash services and advisory are provided at the local branch, with appointment-based consultations customary for lending and investments. Pricing is published in the bank’s schedule of fees and interest; costs vary by account model, transaction volume, and card type, and separate charges can apply for cash services, foreign payments, and replacement cards. Account opening requires identification under Austrian anti-money laundering rules; availability for non-residents and remote onboarding options depend on current policy and regulatory checks. Deposits are covered up to EUR 100,000 per depositor by Einlagensicherung AUSTRIA GmbH in line with the EU Deposit Guarantee Schemes Directive; investment services, if provided, fall under Austrian investor-compensation rules. The bank uses Austrian IBANs (AT) and participates in SEPA; cards are typically enabled for 3-D Secure for e-commerce, and mobile wallet compatibility may depend on the specific card product. Raiffeisenbank Tux eGen is supervised within the Austrian regulatory framework (FMA/OeNB) and operates under cooperative governance, with member ownership and oversight by a supervisory board. Service scope, fees, and interest conditions are set locally and can differ from other Raiffeisen entities in Austria.