Raiffeisenbank Sillian eGen

Raiffeisenbank Sillian eGen is a locally focused cooperative bank based in Sillian, Tyrol, operating as an independent entity within the Austrian Raiffeisen banking group and the regional Raiffeisen network in Tyrol. Its business model centers on retail and small business banking, with a typical product set that includes current accounts, savings and term deposits, consumer and housing loans, and SME financing, alongside payment services, debit and credit cards, and access to the nationwide Bankomat/ATM network; investment funds and insurance are generally distributed via Raiffeisen group partners. Digital access is provided through the group’s Mein ELBA online and mobile banking, supporting SEPA transfers, standing orders, and card management; specific features may vary by account and card type. As a cooperative (eingetragene Genossenschaft), governance rests with a management board and a supervisory board, with member-owners holding participation rights under cooperative law. The bank is supervised by the Austrian Financial Market Authority (FMA) and the Oesterreichische Nationalbank, participates in the Raiffeisen institutional protection scheme, and customer deposits are protected up to EUR 100,000 per depositor under Austria’s statutory deposit guarantee (Einlagensicherung AUSTRIA GmbH). Pricing is fee-based and published in official tariffs; rates and conditions change with market levels and risk profiles. Onboarding, especially for non-residents and businesses, is subject to Austrian AML/KYC rules and may require in-person verification. The service footprint is regional, and product availability, languages, and support hours follow local branch policies and group standards.