Raiffeisenbank Niederösterreich-Wien

Raiffeisenbank Niederösterreich-Wien, commonly referred to as Raiffeisenlandesbank Niederösterreich-Wien AG (RLB NÖ-Wien), is the regional central institution of the Raiffeisen Banking Group in Lower Austria and Vienna, operating both as a universal bank for retail, private banking, and corporate clients and as a service and liquidity hub for the local Raiffeisen cooperative banks in its region. It is licensed under the Austrian Banking Act and supervised by the Financial Market Authority (FMA) and the Oesterreichische Nationalbank within the EU’s Single Supervisory framework, and it participates in the Raiffeisen institutional protection scheme; statutory deposit protection up to EUR 100,000 per depositor applies under Austrian law. The bank provides current accounts, savings and term deposits, debit and credit cards, online and mobile banking via the Raiffeisen “Mein ELBA” platform, and access to the domestic Bankomat ATM network; it processes SEPA payments and supports instant payments where enabled. Lending covers consumer loans and residential mortgages, as well as working capital, trade finance, cash management, and project and real estate financing for SMEs, mid-caps, corporates, and the public sector, with leasing, investment funds, and securities services distributed via group affiliates. Distribution combines local branches within the Raiffeisen network in Vienna and Lower Austria with digital channels, with pricing based on published package fees and itemized charges. Ownership sits within the cooperative Raiffeisen structure, with Raiffeisen-Holding Niederösterreich-Wien as the key shareholder, and the institution is integrated into the national Raiffeisen Banking Group; it indirectly holds exposure to group-level companies through sectoral holding arrangements. RLB NÖ-Wien publishes annual and interim financial statements (Austrian GAAP and IFRS) and discloses CRR capital and liquidity metrics (including CET1, LCR, and NSFR), credit risk under IFRS 9, and sustainability-related reporting aligned with EU requirements.