Raiffeisenbank Hüttau-St. Martin-Niedernfritz registrierte Genossenschaft mit beschränkter Haftung

Raiffeisenbank Hüttau-St. Martin-Niedernfritz registrierte Genossenschaft mit beschränkter Haftung is a locally focused cooperative bank in the state of Salzburg that serves customers in and around Hüttau, St. Martin am Tennengebirge, and Niedernfritz. It operates as an independent cooperative with limited liability within the Raiffeisen Banking Group Austria, with ownership by member-customers and governance through a general assembly, supervisory board, and management board. The bank provides standard retail and small-business services including current accounts, payment services (SEPA transfers and direct debits), savings and term deposits, consumer and housing loans, and financing solutions for SMEs and agricultural clients. It issues debit cards and offers credit cards through group arrangements, supports card payments and merchant services, and maintains branch and self-service access points such as ATMs. Digital banking is available via online and mobile channels with PSD2-compliant strong customer authentication. The bank also distributes securities, investment funds, and insurance products from group-affiliated providers and offers basic foreign payment services. Pricing and conditions vary by product and are published in its tariff schedule and pre-contractual information. It is subject to oversight by the Austrian Financial Market Authority and the Oesterreichische Nationalbank, participates in the Raiffeisen sector’s institutional protection scheme, and customer deposits are protected up to EUR 100,000 per depositor under the Austrian deposit guarantee framework in line with EU rules.