PFA BANK A/S

PFA Bank A/S is a Danish public limited company and part of the PFA Group, which also includes PFA Pension; it holds a banking license and is supervised by the Danish Financial Supervisory Authority (Finanstilsynet). The bank focuses on retail savings and investment services, offering deposit accounts, custody and brokerage for listed securities and investment funds, and advisory related to long-term savings; distribution is primarily digital via web and mobile channels authenticated with MitID, with customer service delivered remotely. Payment and transfer functionality covers domestic and international transactions in Danish kroner and selected foreign currencies, subject to published fees; pricing typically comprises account and payment charges, brokerage and custody fees, and currency conversion margins, while deposit rates are variable and adjusted to market conditions. Deposits are covered by the Danish Guarantee Fund for Depositors and Investors up to the statutory limit of EUR 100,000 per depositor per institution, and certain investment claims are subject to investor-compensation rules; investment products are exposed to market, liquidity and credit risk and do not provide guaranteed returns. The bank is subject to EU and Danish prudential and conduct requirements (including CRR/CRD and BRRD), publishes annual reports and Pillar 3 risk disclosures, and maintains standard AML/KYC onboarding procedures; account availability typically requires Danish residency and valid identification, with restrictions applying to some categories under FATCA/CRS and local regulation. Product availability, terms and pricing can change, and prospective customers should consult the latest tariffs, conditions and disclosures provided by the bank.