NATWEST MARKETS N.V.

NatWest Markets N.V. is a Netherlands-incorporated wholesale bank within NatWest Group plc that services European Economic Area clients through a Dutch banking license, with its head office in Amsterdam and additional EU branch operations established to maintain cross-border market access following the UK’s exit from the EU. The entity focuses on institutional and corporate business rather than retail, offering fixed income, foreign exchange, rates and financing products, debt capital markets and securitisation services, and risk management solutions such as hedging for interest-rate and currency exposures. It is authorised as a credit institution in the Netherlands and is supervised by De Nederlandsche Bank and the Netherlands Authority for the Financial Markets, and it operates under EU regulatory frameworks including CRR/CRD for prudential requirements and MiFID II, EMIR and SFTR for markets conduct and reporting; recovery and resolution planning falls under the EU Single Resolution Framework with Dutch authorities responsible at the national level. Client onboarding is limited to professional clients and eligible counterparties, with standard AML/KYC controls and sanctions screening applied; where applicable, Dutch deposit guarantee scheme rules would apply, though the firm does not position itself as a retail deposit-taker. Governance, risk management and disclosures (including Pillar 3) are aligned to group-wide policies and published through statutory reports and regulatory filings, and transaction documentation generally reflects EU law, margining, clearing and collateral standards. The operating model and booking setup are designed to handle EU client flow separately from the UK entity NatWest Markets Plc, which remains a sister company within the same group. Prospective counterparties should evaluate product complexity, market and counterparty risk, documentation terms, and cross-border legal considerations, and rely on current regulatory disclosures and audited financial statements for capital, liquidity and risk metrics.