HSBC Private Bank (Suisse) SA

HSBC Private Bank (Suisse) SA is the Swiss private banking subsidiary of HSBC, headquartered in Geneva with a presence in Zurich, and supervised by FINMA under Swiss banking law. It provides discretionary and advisory portfolio management, execution and custody in multiple currencies, access to funds and structured products, foreign exchange and precious metals trading, and credit solutions such as Lombard lending and selected real estate financing, with wealth planning and fiduciary services available through affiliated group entities where permitted. The bank targets high-net-worth and ultra-high-net-worth individuals, families, family offices, and external asset managers, and can book assets in Switzerland while connecting clients to HSBC’s wider global capabilities, subject to cross-border rules. Client onboarding follows Swiss AML and KYC requirements, and the bank participates in the OECD Common Reporting Standard; availability of services varies by client domicile and tax status. Accounts are supported by e-banking and reporting tools; fee structures typically include management and/or advisory fees, custody charges, brokerage commissions, financing margins, and product-related costs, with relationship minimums applying; detailed schedules are provided by the bank on request. As a Swiss bank it is a member of the esisuisse deposit insurance scheme, which protects eligible Swiss deposits up to CHF 100,000 per client per bank; investment products are not covered and carry market risk. HSBC Private Bank (Suisse) SA publishes statutory financial statements locally; the entity does not commonly have a separate public credit rating, while its ultimate parent, HSBC Holdings plc, is rated by major agencies. The bank has been linked to past cross-border tax matters reported in the media, including a 2017 agreement to pay €300 million to settle a French investigation related to historical tax issues, after which it stated it had strengthened compliance controls. Prospective clients should assess service scope, fees, minimums, and cross-border eligibility directly with the bank and obtain independent tax and legal advice before engaging.