Euram Bank

Euram Bank (European American Investment Bank AG) is a Vienna-based Austrian credit institution that operates as a private bank focused on wealth management and investment services for high-net-worth clients, family offices, and external asset managers. Its offering centers on multi-currency current and term accounts, securities custody and execution across major markets, discretionary and advisory portfolio mandates, Lombard lending secured by financial assets, and payment services including SEPA and international transfers. The bank also provides infrastructure for professional intermediaries through an open-architecture custody and dealing platform with consolidated reporting. Euram Bank is licensed under the Austrian Banking Act and supervised by the Financial Market Authority (FMA) and the Oesterreichische Nationalbank; eligible deposits fall under the Austrian statutory deposit guarantee (typically up to EUR 100,000 per depositor and bank, subject to legal conditions). Account opening is relationship-driven and subject to standard KYC/AML procedures, and the institution operates primarily from its Vienna office with digital channels for ongoing servicing rather than a broad branch network. Pricing for custody, trading, foreign exchange, and credit is relationship-specific, with limited public fee schedules; terms commonly depend on asset volumes, product mix, and risk profile. The business model emphasizes investment and custodian services over mass-market retail banking, which may suit clients seeking tailored portfolio, execution, and custody capabilities but not those requiring extensive physical distribution or bundled consumer products.