DELEN PRIVATE BANK

Delen Private Bank is a Belgian private bank headquartered in Antwerp that focuses on discretionary portfolio management, investment advisory, and estate and succession planning for private clients and families. It forms part of the banking segment of Ackermans & van Haaren, a Belgian listed holding company, and is supervised in Belgium by the National Bank of Belgium and the Financial Services and Markets Authority. The bank’s core service is discretionary asset management under risk profiles agreed with clients, with portfolios typically built from a mix of funds and direct securities; advisory mandates and custody-only arrangements are available depending on client preference, and credit secured by investment portfolios may be offered subject to collateral and underwriting. Client onboarding follows standard KYC/AML requirements under EU and Belgian regulations, with MiFID II suitability assessments applied before investment services are provided. Delen operates primarily in Belgium and Luxembourg, and has exposure to UK wealth management through an affiliated firm, while day-to-day retail payment services are not the bank’s main focus. Fees are mandate- and size-dependent and generally charged as an asset-based management fee, with additional custody and transaction costs where applicable; minimum investment thresholds apply and can be material. Assets are held in custody with segregation from the bank’s own assets in line with regulatory requirements; corporate actions, reporting, and tax documentation are handled as part of the custody service, and clients have access to online and mobile channels for portfolio information and secure document exchange. Deposits, if held, fall under the Belgian deposit guarantee scheme up to EUR 100,000 per person per institution, and certain investment-related claims may be protected by the Belgian investor compensation scheme up to EUR 20,000; these schemes do not cover market losses. Investments carry risk, including market, credit, interest rate, and currency risk, and capital is not guaranteed. Prospective clients should request the current tariff, terms, and minimums for the specific mandate and jurisdiction.