CREDITO COOPERATIVO CASSA RURALE ED ARTIGIANA DI PALIANO SOCIETA' COOPERATIVA

CREDITO COOPERATIVO CASSA RURALE ED ARTIGIANA DI PALIANO SOCIETA’ COOPERATIVA is an Italian Banca di Credito Cooperativo based in Paliano (Lazio) operating under the mutual model, with ownership held by member-shareholders and governance aligned to cooperative principles. It operates within the national cooperative credit network and, following the sector reform, is part of a cooperative banking group subject to consolidated prudential supervision by the European Central Bank and the Bank of Italy; risk controls, capital and liquidity frameworks, IT platforms, and product factories are largely provided at group level, and the bank participates in the network’s institutional protection scheme. The bank offers retail and SME services including current and savings accounts, domestic and SEPA payments, cards, ATM access, online and mobile banking, consumer and business lending, mortgages, POS and acquiring for merchants, and bancassurance and investment products distributed via group companies. Deposits are covered up to EUR 100,000 per depositor by the Fondo di Garanzia dei Depositanti del Credito Cooperativo in line with EU rules. Commercial activity is concentrated in its home territory, targeting households, micro and small enterprises, agricultural operators, artisans, and third-sector entities. Pricing and contractual terms follow Italian transparency requirements, with information sheets available through official channels and rates commonly linked to market benchmarks such as Euribor/Eurirs, while service and product availability reflect standards and offerings provided across the cooperative banking group.