CASSA RURALE VAL DI SOLE - BANCA DI CREDITO COOPERATIVO - SOCIETA' COOPERATIVA

CASSA RURALE VAL DI SOLE - BANCA DI CREDITO COOPERATIVO - SOCIETA' COOPERATIVA is a local cooperative bank operating primarily in the Val di Sole area of Trentino, Italy, focused on retail and SME banking within the mutualistic framework typical of the BCC sector. It offers current and payment accounts, savings and term deposits, debit and credit cards on international circuits, mortgages, consumer credit, and lending to small businesses and agriculture, alongside payment services (including SEPA), ATM/POS acquiring, and digital channels with online and mobile banking subject to strong customer authentication under PSD2. As a cooperative, governance is based on the “one member, one vote” principle; share capital is held by members and the institution is not listed. The bank is part of the Gruppo Cassa Centrale Banca – Credito Cooperativo Italiano, benefiting from group-level risk management, liquidity and capital policies, and the group’s Institutional Protection Scheme; prudential supervision falls under the European Banking Supervision framework with coordination by the Bank of Italy. Deposits are protected up to €100,000 per depositor by the Fondo di Garanzia dei Depositanti del Credito Cooperativo, in line with EU rules. Pricing, eligibility, documentation, and product availability can vary by customer profile and branch; lending decisions are subject to credit assessment and regulatory requirements (AML/KYC). The bank’s risk profile is typical of local cooperative lenders, with a concentration on household and SME credit and sensitivity to interest-rate and macroeconomic conditions. Prospective clients should consult up-to-date tariffs, information sheets, and contractual terms on official channels.