CASSA RAIFFEISEN DI SAN MARTINO IN PASSIRIA SOCIETA' COOPERATIVA (RAIFFEISENKASSE ST. MARTIN IN PASSEIER GENOSSENSCHAFT)

Cassa Raiffeisen di San Martino in Passiria Società Cooperativa (Raiffeisenkasse St. Martin in Passeier Genossenschaft) is a cooperative bank based in San Martino in Passiria, South Tyrol (Province of Bolzano/Bozen), operating under Italian banking law. It offers retail and small-business services such as current and savings accounts, payment services, cards, mortgages, consumer and business loans, and intermediary distribution of investment and insurance products as permitted by regulation. Access is provided through local offices, cash machines, and remote channels including internet and mobile banking with strong customer authentication in line with PSD2; it supports SEPA credit transfers and direct debits and the main domestic card schemes. As a società cooperativa/genossenschaft, ownership is held by members and governance follows one-member-one-vote principles, with oversight by a member-elected board. Activity is concentrated in the surrounding area, with lending primarily to households and local enterprises; this local focus may result in geographic concentration of credit risk. The bank is subject to prudential and conduct supervision by the Bank of Italy within the European supervisory framework for less significant institutions and must comply with applicable EU and Italian requirements on capital, liquidity, transparency, and consumer protection. Eligible deposits are covered up to €100,000 per depositor under the Italian deposit guarantee system consistent with EU rules. Pricing and product conditions vary by package and customer profile and are disclosed in official information sheets; prospective customers should confirm the latest terms directly with the bank. Services are available in Italian and German.