CASSA RAIFFEISEN DI BRUNICO SOCIETA' COOPERATIVA (IN LINGUA TEDESCA RAIFFEISENKASSE BRUNECK GENOSSENSCHAFT)

Cassa Raiffeisen di Brunico Società Cooperativa (Raiffeisenkasse Bruneck Genossenschaft) is a cooperative credit institution based in Brunico, South Tyrol, operating within the South Tyrolean Raiffeisen network and serving households, professionals, and small businesses in its catchment area. Its offering covers current and savings accounts, payment services (including SEPA transfers and direct debits), debit and credit cards, cash services and ATMs, online and mobile banking, consumer and mortgage loans, SME financing and agribusiness credit; it also distributes insurance and investment products through group or third-party arrangements under MiFID II rules. Governance follows the cooperative model (one member, one vote), with a board elected by members, and the bank publishes statutory disclosures such as annual financial statements and risk-related information in line with prudential requirements. It is supervised as a less significant institution within the European Single Supervisory Mechanism by the Bank of Italy and is subject to applicable EU and Italian banking, payments, and consumer-protection regulations. Eligible deposits are protected up to the standard EU limit per depositor by the applicable Italian deposit guarantee scheme; investment products are not covered and involve market, credit, and liquidity risk. Account opening, pricing, lending conditions, and interest rates are defined locally and depend on customer profile and documentation; standard identification and anti–money-laundering checks apply, and customer service is typically available in German and Italian consistent with the region’s bilingual framework.