Caixa Rural Sant Vicent Ferrer de La Vall D'Uixó, Coop. de Credit V.

Caixa Rural Sant Vicent Ferrer de La Vall D’Uixó, Coop. de Crèdit V. is a Spanish cooperative credit institution based in La Vall d’Uixó (Castellón) that operates primarily in retail and small business banking. It offers current and savings accounts, term deposits, SEPA transfers and direct debits, payment cards under major schemes, and access to ATMs through partner networks, alongside financing such as consumer loans, mortgages, credit lines, guarantees, and agricultural lending. Distribution combines local branches with online and mobile banking for account management, transfers, bill payments, and card controls, subject to channel availability. The entity also distributes insurance under a bancassurance model and markets investment and pension products through group platforms, with execution and custody typically provided by affiliated providers. As a cooperative, clients may opt to become member‑shareholders by subscribing cooperative contributions; membership entails governance rights under a one‑member‑one‑vote framework and may be subject to specific conditions on remuneration and redemption. It is supervised by the Banco de España and adheres to the Spanish Deposit Guarantee Fund for Credit Institutions, which covers eligible deposits up to 100,000 euros per depositor, per institution. Rates, fees, and contractual terms are published in the institution’s tariff schedules and pre‑contractual documentation and can vary by client profile and linkage; typical charges can include account maintenance, overdraft, early repayment, and card fees, while mortgage APRs reflect commissions and any linked products.