Bigbank

Bigbank AS is an Estonian bank founded in 1992 and licensed by the Estonian Financial Supervision and Resolution Authority, operating primarily online across several EU/EEA markets via passporting. The group focuses on retail savings and lending, offering fixed-term deposits with various maturities and variable-rate savings accounts, alongside unsecured consumer loans; in selected countries it also provides home loans and financing to small businesses. Onboarding and credit applications are handled digitally, with identification methods, eligibility criteria, and documentation requirements differing by jurisdiction. Deposit interest rates and payment schedules are product-specific and subject to change; early termination of term deposits is generally restricted or leads to a loss of accrued interest as defined in the contract. Loan pricing depends on amount, term, and creditworthiness and may include origination and early-repayment costs where allowed by local rules. Eligible deposits with Bigbank are protected by Estonia’s deposit guarantee scheme (Tagatisfond) up to €100,000 per depositor per bank. The bank provides online account access and customer service through local channels in the markets it serves, and it publishes audited financial statements and regulatory disclosures on capital and risk at regular intervals. Overall, it operates as a specialized cross-border bank with a concentrated product set centered on deposits and consumer credit, with availability, terms, and pricing varying by country.