Banque Havilland (Liechtenstein) AG, Vaduz, Zweigniederlassung Zürich

Banque Havilland (Liechtenstein) AG, Vaduz, Zweigniederlassung Zürich is the Zurich branch of the Liechtenstein-incorporated private bank and serves primarily high-net-worth individuals, families, and family offices with wealth management, investment advisory, discretionary portfolio management, custody, and execution services; it also offers credit solutions such as lombard lending and, in selected cases, real estate-related financing, subject to collateral and eligibility. The branch is not a separate legal entity; its Swiss operations fall under FINMA oversight while the bank itself is supervised by the Liechtenstein Financial Market Authority. Accounts are typically maintained in major currencies (notably CHF, EUR, and USD) with access to multi-asset investment products including funds, equities, bonds, and structured instruments on an open-architecture basis, and it works with external asset managers where permitted. Standard AML/KYC and cross-border rules apply, and client acceptance is limited to jurisdictions supported by the bank’s policy. Pricing generally comprises custody and transaction fees, foreign-exchange margins, and, where applicable, advisory or management fees; minimum relationship sizes are oriented to private banking rather than retail and are provided on request. Eligible deposits with Liechtenstein banks are covered by the statutory deposit guarantee scheme in Liechtenstein (currently up to CHF 100,000 per client); Swiss depositor protection rules apply to Swiss branches of foreign banks under the conditions set by Swiss law, so clients should confirm the applicable coverage at the time of onboarding. Digital channels (e-banking) and periodic reporting are available, and investment and credit services remain subject to market, liquidity, and counterparty risks.