Banque Cramer & Cie SA

Banque Cramer & Cie SA is a Geneva-based Swiss private bank focused on wealth management, private banking, and custody for high-net-worth individuals, families, and professional intermediaries. It offers discretionary and advisory portfolio mandates, trade execution and safekeeping across equities, fixed income, funds, structured products, and foreign exchange, and provides credit solutions such as Lombard loans and, where eligible, Swiss real-estate financing. Clients typically access services via dedicated relationship management and e-banking; multi-currency accounts and consolidated reporting are standard. The bank operates from Geneva and maintains a presence in other Swiss financial centers, including Zurich and Lugano. Pricing generally combines ad valorem management or advisory fees with custody charges, brokerage commissions, and FX spreads; product retrocessions and third-party fees may apply depending on mandate type. Onboarding is subject to Swiss anti–money laundering rules and cross-border constraints, with documented source of funds and tax compliance required; not all client domiciles or products are offered in every jurisdiction. Banque Cramer is supervised by FINMA and participates in the Swiss deposit insurance scheme (esisuisse), which protects eligible deposits up to CHF 100,000 per client and per bank; securities held in custody are segregated and not covered by deposit insurance. The institution adheres to Swiss FinSA/FinIA conduct and transparency requirements and participates in international tax information exchange (CRS/AEOI). Potential clients should review minimum account sizes, fee schedules, product availability, and reporting options before onboarding.