Bank Spółdzielczy w Suchedniowie

Bank Spółdzielczy w Suchedniowie is a local cooperative bank headquartered in Suchedniów, serving individuals, small and medium-sized businesses, farmers, and local institutions in the surrounding area. The bank offers standard retail products such as current accounts in PLN, savings accounts, term deposits, debit cards, domestic transfers processed through the ELIXIR system, and basic cash services at branches; international transfers (SEPA/SWIFT) are typically available on request. Lending covers consumer cash loans, home financing subject to Polish regulatory requirements, and business facilities including overdrafts, working-capital and investment loans, with dedicated solutions for agriculture. Remote access is provided through internet and mobile banking for routine tasks like transfers, bill payments, standing orders, e‑statements, and card controls, with PSD2-compliant strong customer authentication (e.g., one-time codes or app approvals) and 3D Secure for online card payments. Fees and interest rates are defined in the bank’s published Tariff of Fees and Commissions and interest rate tables, and may differ by product and channel; ATM withdrawals can incur charges outside the bank’s or partner networks. As a cooperative institution, it operates on a member-share model and focuses on a limited geographic footprint, so some services may require in-person handling at a branch. The bank is supervised by the Polish Financial Supervision Authority (KNF), and deposits are protected by the Bank Guarantee Fund (BFG) up to the statutory limit of the PLN equivalent of EUR 100,000 per depositor.