Bank Spółdzielczy w Brańsku

Bank Spółdzielczy w Brańsku is a Polish cooperative bank based in Brańsk that serves the local community and surrounding areas, operating under the Cooperative Law and Banking Law applicable in Poland. As a member-owned institution, it targets retail clients, farmers, and micro and small enterprises with standard banking services that include current and savings accounts, term deposits, debit cards, domestic transfers via the Elixir system, SEPA transfers, standing orders, direct debits, overdrafts, consumer loans, housing finance, and credit facilities for agricultural and SME purposes. The bank provides branch and electronic banking channels that apply strong customer authentication in line with PSD2, and supports 3D Secure for online card transactions. It functions within a cooperative banking association that provides clearing, liquidity and IT support, is supervised by the Polish Financial Supervision Authority (KNF), and participates in the statutory deposit guarantee scheme of the Bank Guarantee Fund (BFG), which protects eligible deposits up to the equivalent of EUR 100,000 per depositor. Fees, interest rates and product terms are set out in its tariff and schedule of interest and vary by product segment. The institution’s geographic footprint is limited to its region and its product range reflects that of local cooperative banks, which may imply fewer specialized services than those offered by large nationwide banks.