Bank Spółdzielczy w Białopolu

Bank Spółdzielczy w Białopolu is a regional cooperative bank headquartered in Białopole (Lublin Voivodeship) operating within Poland’s cooperative banking sector. It focuses on core services for households, farmers, and small businesses, including PLN current and savings accounts, term deposits, domestic transfers, standing orders and direct debits, payment cards, and cash services at the branch. Lending typically covers consumer needs, housing-related financing subject to collateral and underwriting, and working-capital or investment loans for micro and small enterprises and agricultural clients. The bank offers remote access through internet and mobile banking for basic account management and payments, applying strong customer authentication in line with PSD2. As a licensed Polish credit institution it is supervised by the Komisja Nadzoru Finansowego, and deposits are protected by the Bankowy Fundusz Gwarancyjny up to the statutory limit of the equivalent of EUR 100,000 per depositor. Fees, interest rates, transaction limits, and eligibility criteria are set locally and may be updated; customers should confirm current terms directly with the bank. The operating model is local and cooperative, with decision-making oriented to the immediate community and a product range aligned to standard retail, business, and agricultural banking rather than comprehensive universal banking offerings.