BANCA POPOLARE DEL FRUSINATE

Banca Popolare del Frusinate is an Italian cooperative bank (banca popolare) founded in 1992 and headquartered in Frosinone, operating primarily in Lazio with a branch network concentrated in the Frosinone area and in Rome. It serves households, professionals, and SMEs with standard retail and commercial banking products, including current accounts, savings and time deposits, mortgages, consumer loans, business lending, cash management, and POS/acquiring services; payment capabilities cover SEPA transfers, domestic schemes such as pagoPA, and cards on the PagoBANCOMAT and international Visa/Mastercard circuits. Through distribution agreements it offers insurance and investment services under MiFID II (e.g., mutual funds and portfolio solutions), and may provide leasing and factoring via specialized partners. Digital channels include online and mobile banking for individuals and businesses with functions for transfers, bill payments, card controls, statements, and security aligned with PSD2 strong customer authentication. The bank operates under a cooperative governance model with member-shareholders and is not part of a large banking group; it is supervised by the Bank of Italy within the EU Single Supervisory Mechanism as a less significant institution and is subject to CRR/CRD prudential rules, Italian transparency regulations, and AML/KYC requirements. Deposits are protected by the Italian deposit guarantee scheme (Fondo Interbancario di Tutela dei Depositi) up to €100,000 per depositor per bank, as provided by law. Pricing, interest rates, and product terms are set out in the Foglio Informativo and may vary by customer profile, channel, and branch; applicants should review pre-contractual documents for costs, risks, collateral requirements, and early-repayment conditions. Complaints can be filed with the bank’s complaints office and, if unresolved, with the Arbitro Bancario Finanziario. Service accessibility depends on local branch coverage and the bank’s digital channels; onboarding, identification requirements, and processing times should be verified directly with the bank before opening an account or applying for credit.