BANCA LAZIO NORD CREDITO COOPERATIVO - SOCIETA' COOPERATIVA PER AZIONI

Banca Lazio Nord Credito Cooperativo – Società Cooperativa per Azioni is an Italian cooperative bank operating primarily in northern Lazio, offering retail and SME banking through local branches and digital channels. As a BCC, it follows the cooperative model (one member, one vote), with shareholding reserved to members and a portion of earnings allocated to statutory reserves; customers can access services without becoming members, while membership confers governance rights and may involve specific conditions. The bank provides current accounts with IBAN for euro payments, SEPA credit transfers and direct debits, debit and credit cards on domestic and international circuits, ATM services, and remote banking with strong customer authentication under PSD2. Lending includes personal loans, mortgages for home purchase or renovation, and credit lines for businesses and professionals, subject to underwriting criteria and, where applicable, collateral. It supports payment acceptance for merchants, cash management for organizations, and distributes standard investment and insurance products under MiFID II and IDD rules, with suitability/appropriateness assessments and related disclosures. Deposits are protected up to 100,000 euro per depositor by the Fondo di Garanzia dei Depositanti del Credito Cooperativo, in line with EU rules; investment products are not covered and carry market risk. Pricing, rates, and conditions vary by product and customer profile and are detailed in the Fogli Informativi and Documento di Sintesi required by Italian transparency regulations. The institution is subject to prudential supervision by the Bank of Italy within the cooperative credit framework and to CONSOB oversight for investment services, and it complies with applicable AML/KYC and GDPR obligations. Prospective clients should review official documents or contact the bank for current terms, branch availability, and eligibility requirements.