BANCA DI CREDITO COOPERATIVO DI SANTERAMO IN COLLE - SOCIETA' COOPERATIVA

Banca di Credito Cooperativo di Santeramo in Colle – Società Cooperativa is an Italian cooperative bank based in Santeramo in Colle (Bari) operating within the national BCC network. It focuses on retail clients, SMEs, professionals, and third-sector entities in its local market through branches and remote channels. The product set typically includes current and savings accounts with Italian IBANs; SEPA credit transfers and direct debits; domestic debit cards (PagoBANCOMAT) and international cards; online and mobile banking with strong customer authentication; bill payment services (PagoPA, MAV/RAV, F24); prepaid cards; merchant services such as POS and e-commerce acquiring; mortgages, personal loans, and overdrafts; medium- to long-term financing for businesses, agriculture, and cooperatives; and distribution of insurance, asset management, and pension products via partner companies of the cooperative credit group. International transfer services are available in euro and major currencies through SEPA and the SWIFT network, generally via group correspondents. The bank is subject to prudential and conduct oversight by the Bank of Italy and, at group level, to European banking supervision; it adheres to the Institutional Protection Scheme for cooperative credit and to the Fondo di Garanzia dei Depositanti del Credito Cooperativo, with deposit protection up to 100,000 euro per depositor as provided by law. As a cooperative, certain conditions or services may be reserved for members; cooperative shares entail capital risk, are illiquid, and are not covered by deposit insurance. Fees, rates, and product availability can vary by branch and customer profile, and operations remain primarily oriented to the bank’s geographic area.