BANCA DI CREDITO COOPERATIVO AGROBRESCIANO - SOCIETA' COOPERATIVA

Banca di Credito Cooperativo Agrobresciano - Società Cooperativa is an Italian cooperative bank based in the Brescia area of Lombardy, operating a local branch network and serving households, professionals, and small and medium-sized enterprises, with a traditional focus on the local economy including agriculture. Its offering covers standard retail and business services such as current accounts, payment cards, online and mobile banking, domestic and SEPA transfers (including, where enabled, instant payments), savings and term deposits, mortgages and consumer credit, business loans and credit lines, POS and e-commerce acquiring, and the distribution of investments and insurance via group or third-party providers. The bank operates within the national cooperative banking framework established by Italian law, is part of a cooperative banking group with an institutional protection scheme, and is subject to prudential supervision by Italian and European authorities on a consolidated basis. Deposits are covered by the statutory Italian deposit guarantee up to €100,000 per depositor, per bank, in line with EU rules, and digital channels apply strong customer authentication under PSD2. Fees, rates, and conditions are set out in the “Trasparenza”/Foglio Informativo documentation and vary by product and channel; account opening typically requires standard identification (valid ID and codice fiscale) and is generally completed in branch, with some services available remotely. The bank publishes annual financial statements and Pillar 3 risk disclosures; any credit ratings, if present, are typically assigned at group level rather than to the individual entity. Services and eligibility are oriented to its geographic area of reference, and relationships with non-residents may be subject to additional requirements or restrictions.