BANCA DE EXPORT IMPORT A ROMANIEI EXIMBANK S.A.

Banca de Export Import a României EximBank S.A. is a Romanian state-owned credit institution headquartered in Bucharest and supervised by the National Bank of Romania, originally established to support exporters and international trade through financing, guarantees and insurance instruments on behalf of the state. Following the acquisition and merger of Banca Românească S.A., the bank operates as a universal bank with a nationwide branch and ATM network and digital channels, offering retail, SME and corporate services including current and savings accounts in RON and major foreign currencies, term deposits, domestic and cross-border payments, cards, consumer and mortgage lending, working capital and investment financing, trade finance (letters of credit, guarantees, documentary collections), factoring, treasury and cash management. Deposits are protected by Romania’s Bank Deposit Guarantee Fund up to the statutory limit per depositor. Activities are governed by Romanian and EU prudential, conduct and AML/CFT requirements, with capital, liquidity and Pillar 3 information disclosed in regulatory reports. The public shareholder and historical policy role can influence product focus, risk appetite and participation in government support schemes, subject to the prevailing legal framework. International services are delivered mainly via correspondent banking relationships and SWIFT rather than foreign branches. Pricing, eligibility criteria and documentation standards vary by product and client segment and are specified in official tariffs and terms. The operational profile reflects the integration of Banca Românească’s systems and customer base alongside legacy export-finance capabilities, with ongoing adjustments as market and regulatory conditions evolve.