BANCA CASSA DI RISPARMIO DI SAVIGLIANO S.P.A.

Banca Cassa di Risparmio di Savigliano S.p.A. (Banca CRS) is a regional Italian bank headquartered in Savigliano, in the province of Cuneo (Piedmont), focused on retail and commercial banking for households, professionals, small and midsize enterprises, and local entities. Its offering covers current and savings accounts, time deposits, debit and credit cards, domestic and SEPA payments, online and mobile banking, mortgages, personal loans, SME lending, leasing and factoring through partners, and the distribution of investment and insurance products under MiFID II and bancassurance arrangements. Funding is predominantly based on customer deposits, with lending concentrated in its home market; liquidity, capital and prudential reporting follow EU CRR/CRD requirements, and the bank is supervised as a less significant institution within the European Banking Union by the Bank of Italy under the ECB’s Single Supervisory Mechanism. Deposits are protected by the Italian deposit guarantee scheme (Fondo Interbancario di Tutela dei Depositi) up to EUR 100,000 per depositor per bank, within statutory limits. Pricing, eligibility and underwriting depend on product type and customer profile and are set out in pre-contractual information sheets; digital channels apply PSD2 strong customer authentication. Complaints can be addressed through internal procedures and, if needed, the Banking and Financial Ombudsman (Arbitro Bancario Finanziario). The bank’s risk profile reflects geographic concentration and exposure to Italian interest rates and local credit conditions; prospective customers and counterparties should review the latest annual report and Pillar 3 disclosures for asset quality, capital buffers and liquidity metrics. Service availability and terms can vary by branch and are subject to change without notice.