Alpian SA

Alpian SA is a Swiss bank based in Geneva that operates as an app‑only “digital private bank” supervised by FINMA and participating in Switzerland’s depositor protection scheme (esisuisse), which covers eligible deposits up to CHF 100,000 per client per bank. The institution targets affluent clients in Switzerland and combines day‑to‑day banking with discretionary wealth management delivered through a mobile platform and access to human advisors via chat, phone, or video. Core features include personal accounts for payments and transfers and a debit card for purchases and cash withdrawals; investment services are provided under Swiss securities regulations with portfolios aligned to client risk profiles and custody held at the bank. Onboarding is remote (video identification) and focused on residents of Switzerland, with service available in the country’s main languages and English. Pricing generally follows a monthly subscription for banking and asset‑based fees for managed investments; foreign exchange, card usage abroad, and certain withdrawals can incur additional charges, and there are no walk‑in branches. Product availability, eligibility criteria, currencies, interest rates, and tariffs are subject to change, so applicants should review the latest terms, fee schedules, and regulatory disclosures published by the bank and confirm the scope of coverage under esisuisse.