VR-Bank NordRhön eG

VR-Bank NordRhön eG is a regional cooperative bank operating in the Nordrhön area of Germany and is part of the Volksbanken Raiffeisenbanken network, offering services for private customers, self-employed individuals and small and medium-sized enterprises that include current accounts, savings and term deposits, consumer and mortgage lending, payment services and cards, securities custody and investment distribution, insurance and building society products, and real estate brokerage; customers can become members by subscribing cooperative shares with voting rights in the general assembly, and any dividend on shares depends on the annual result and a member resolution, while fees, interest and conditions vary by product and are defined in the bank’s Preis- und Leistungsverzeichnis. Access is provided through local branches, online banking and the VR Banking app, with cash services available at ATMs in the Volksbanken Raiffeisenbanken network; transactions at non-network ATMs and certain services may incur charges. Digital banking follows PSD2 requirements with two-factor authentication. The institution is supervised by BaFin and the Deutsche Bundesbank, is affiliated with the institutional protection scheme of the Bundesverband der Deutschen Volksbanken und Raiffeisenbanken (BVR), and deposits are protected by the statutory guarantee up to 100,000 EUR per depositor; product availability and terms can change and depend on the selected account or service.