Volksbank Steiermark AG

Volksbank Steiermark AG is a regional universal bank serving the federal state of Styria, headquartered in Graz, and operating within the Austrian Volksbanken-Verbund coordinated by Volksbank Wien AG, including participation in the group’s recognized institutional protection scheme. The bank offers retail and SME banking services such as current accounts, payment services for domestic and SEPA transfers, debit cards and credit cards issued via partner arrangements, savings and term deposits, building society savings products, mortgages and consumer loans, SME and corporate lending, leasing via partners, as well as securities brokerage and custody alongside insurance mediation. Distribution is through a branch network across Styria and digital channels with online and mobile banking; access and authentication follow PSD2 strong customer authentication requirements. Business clients have access to accounts, liquidity and cash management, guarantees, and merchant acceptance solutions (POS and e-commerce) provided directly or via third-party providers, with file-based e-banking interfaces available. Volksbank Steiermark AG is supervised by the Austrian Financial Market Authority and the Oesterreichische Nationalbank within the EU Single Supervisory Mechanism, is a member of Einlagensicherung AUSTRIA Ges.m.b.H., and deposits are protected up to EUR 100,000 per depositor per bank under Austrian law; the Volksbanken-Verbund institutional protection scheme provides additional preventive support mechanisms. Pricing is based on account packages and standard fee schedules for transactions, cards, and cash services, with rates and conditions published by the bank. Services are primarily offered in German, onboarding and lending decisions are subject to identification and creditworthiness checks, and housing loans are provided in line with Austria’s macroprudential KIM-VO rules. Coverage is regional and product availability, partner-provided services, and pricing can vary by customer profile.