Volksbank Olpe-Wenden-Drolshagen eG

Volksbank Olpe-Wenden-Drolshagen eG is a regional cooperative bank in North Rhine-Westphalia and part of the Genossenschaftliche FinanzGruppe Volksbanken Raiffeisenbanken. As a member-owned institution, customers can acquire cooperative shares conferring voting rights; any dividend is determined annually by the members’ meeting. The bank provides retail and business banking services including current accounts, savings products, domestic and SEPA payments, girocard and international debit/credit cards, overdrafts, consumer loans, and residential mortgage financing. For business clients it offers business accounts, working capital and investment loans, guarantees, and merchant acquiring via VR Payment, with commercial real estate and specialized financing available through group partners. Securities custody and brokerage with access to funds from Union Investment, building society products via Bausparkasse Schwäbisch Hall, and insurance solutions from R+V Versicherung are integrated through the cooperative network. Access is delivered through branches in its home region (including Olpe, Wenden, and Drolshagen), online banking and the VR BankingApp with PSD2-compliant strong customer authentication; support for mobile wallets depends on the card product issued. Cash services are available at the bank’s ATMs and across the cooperative BankCard ServiceNetz. Pricing follows the published schedule of prices and services, typically via package or usage-based account models; lending rates are variable and depend on creditworthiness and collateral. Statutory deposit protection covers up to 100,000 EUR per depositor; the BVR institutional protection scheme provides an additional layer of protection within the cooperative group. The bank is supervised by BaFin and the Deutsche Bundesbank, and customers can escalate unresolved complaints to the BVR ombudsman. Product availability, conditions, fees, branch services, and digital features are subject to change and may differ by customer segment.