Volksbank Bielefeld-Gütersloh eG

Volksbank Bielefeld-Gütersloh eG is a regional cooperative bank serving private and corporate clients in the Bielefeld and Gütersloh area of North Rhine-Westphalia. As an eingetragene Genossenschaft, customers can become members by acquiring shares; members elect representatives to the assembly, which oversees the supervisory board, and the supervisory board appoints the management board. The bank provides current and savings accounts, SEPA payment services, girocard and credit card solutions via the cooperative network, consumer and business lending, and financing for residential and commercial real estate. Securities custody and investment products are available within the Genossenschaftliche FinanzGruppe, including offerings from DZ BANK Group companies such as Union Investment for funds and R+V Versicherung for insurance, and merchant acquiring and POS solutions are offered via VR Payment. Access is provided through local branches, online banking and the VR Banking App, along with cash withdrawals via the BankCard ServiceNetz ATM network. The institution operates under German banking regulation and is supervised by BaFin and the Deutsche Bundesbank. Deposits are protected up to EUR 100,000 per depositor by the statutory deposit guarantee scheme for cooperative banks (BVR Institutssicherung GmbH); in addition, the BVR institutional protection scheme is designed to stabilize member institutions. Fees, interest rates and product terms are published by the bank and are subject to change.