Raiffeisenkasse Lienzer Talboden eGen

Raiffeisenkasse Lienzer Talboden eGen is a regional cooperative bank in East Tyrol, Austria, operating within the Raiffeisen Banking Group and focused on retail and small to medium-sized enterprises in and around Lienz. As a registered cooperative, customers may become members by acquiring cooperative shares; these are risk-bearing instruments and are not covered by the statutory deposit guarantee. The bank provides current and savings accounts, term deposits, debit and credit cards, SEPA payment services, consumer loans, mortgages, and financing for local businesses and agriculture. Investment services include access to securities brokerage and investment funds under MiFID II via Raiffeisen group platforms, and the bank also intermediates insurance products through partner insurers; investments can fluctuate in value and carry risk. Digital access is available through Raiffeisen’s online and mobile banking, with functions such as transfers, e-statements, secure authentication, and card controls; contactless and mobile payments are available where supported by card and device. Cash services are offered at local branches and via the nationwide Raiffeisen ATM network. The institution is supervised by the Austrian Financial Market Authority and the Oesterreichische Nationalbank, participates in the Raiffeisen institutional protection scheme, and deposits are protected up to EUR 100,000 per person under the Austrian statutory deposit guarantee. Pricing follows published fee schedules that vary by account package and service, and onboarding or cross-border offerings may be limited for nonresidents. The bank’s footprint is local, which constrains in-person access outside East Tyrol, while digital channels provide broader day-to-day coverage.