Raiffeisenbank Zeller Land eG

Raiffeisenbank Zeller Land eG is a regional German cooperative bank based in the Zeller Land area of Rhineland-Palatinate, operating branches and self-service terminals around Zell (Mosel) and nearby municipalities. It offers standard retail and small-business banking including current accounts, savings and term deposits, consumer loans, overdrafts, mortgages, and payment services, with advisory and financing for local SMEs and agricultural clients. Cards typically include a Girocard for domestic payments and cash withdrawals, with credit cards provided via the cooperative financial network; cash access is available across the nationwide Volksbanken Raiffeisenbanken ATM network. Digital access is provided through online banking and the group’s mobile app, using PSD2-compliant two-factor authentication (for example via a TAN app or chipTAN). Investment funds, insurance, building society savings, and other financial services are distributed through group partners within the Cooperative Financial Network (e.g., Union Investment, R+V Versicherung, and Bausparkasse Schwäbisch Hall), and merchant services and corporate payment solutions are available for business customers. As a registered cooperative (eG), customers can become members by purchasing shares, gaining voting rights and potential dividend participation; the number of shares, eligibility, and any member benefits are set by the bank and subject to annual results and supervisory approvals. The bank is supervised by BaFin and the Deutsche Bundesbank and participates in the BVR Institutssicherung, the statutory deposit guarantee scheme for cooperative banks that covers up to EUR 100,000 per depositor, supplemented by the institutional protection scheme of the National Association of German Cooperative Banks. Pricing follows published schedules of fees and services; account packages, transaction charges, card fees, and interest rates vary by product and customer profile. Account opening is available in-branch, with online onboarding offered for many products subject to identification and eligibility. The bank publishes annual reports and regulatory disclosures, and its product availability is primarily focused on customers in its regional market area.