Raiffeisenbank Wald-Görisried eG

Raiffeisenbank Wald-Görisried eG is a local cooperative bank in the Allgäu region of Bavaria that serves private, small business, and agricultural customers in and around Wald and Görisried. As a registered cooperative, it is owned by its members, who can acquire cooperative shares, exercise voting rights in the general assembly, and receive a dividend if approved and subject to earnings. The bank offers standard retail and business banking services, including current accounts, savings and term deposits, girocard and credit cards issued through cooperative partners, consumer and mortgage financing, and lending for enterprises. Investment, building society savings, and insurance products are available via the Genossenschaftliche FinanzGruppe, typically including partners such as Union Investment, Bausparkasse Schwäbisch Hall, and R+V Versicherung, with access to capital markets and payment services through the group’s network. Customers can use local branches and self-service terminals, a nationwide shared ATM network of the Volksbanken Raiffeisenbanken, online banking, and a mobile banking app. SEPA transfers, standing orders, and direct debits are supported; international payments are processed via standard correspondent banking channels. Pricing generally follows account packages with monthly maintenance and service fees as outlined in the bank’s Preis- und Leistungsverzeichnis. Deposits are protected within the Institutional Protection Scheme of the German Cooperative Financial Group (BVR), with the statutory coverage of up to 100,000 euros per depositor and mechanisms intended to prevent insolvency. The institution is subject to German banking regulation and supervision by BaFin and the Deutsche Bundesbank, and account opening can be initiated in-branch or, depending on the product, online with appropriate identification.