Raiffeisenbank Vorderbregenzerwald eGen

Raiffeisenbank Vorderbregenzerwald eGen is a regional cooperative bank in the Bregenzerwald area of Vorarlberg, Austria, operating as an independent entity within the Raiffeisen banking network. It serves private and business clients with current accounts, savings and term deposits, consumer and housing finance, SME lending, payment services, and securities custody and brokerage accessed through the Raiffeisen infrastructure. Cashless payments are supported via SEPA transfers, standing orders, and direct debits; cards typically include a contactless debit card (Debit Mastercard) and optional credit cards. Digital access is provided via the Raiffeisen Mein ELBA online and mobile banking environment with PSD2 strong customer authentication. As a cooperative (eingetragene Genossenschaft), ownership lies with member-shareholders under a one-member-one-vote principle; membership requires subscribing cooperative shares and dividends are not assured. Pricing is set by the bank and published in its fee schedule; account packages, booking items, cards, and cross-border services carry charges that vary by product. The bank is subject to Austrian banking regulation and supervision, with statutory deposit protection up to EUR 100,000 per depositor under EU rules; certain investment service claims may be eligible for investor compensation up to EUR 20,000, while securities in custody remain segregated. Standard identification and anti-money-laundering checks apply to onboarding; product availability, eligibility, and conditions depend on individual assessment and current tariffs and disclosures.